Is it hard to get approved for a United Explorer card?

For a solid chance of an approval when you apply for the United℠ Explorer Card, we recommend having a FICO® Score of 670 or above. Your credit score isn’t all that matters on your application, but like other top travel cards, the United℠ Explorer Card is targeted at consumers with good credit.

What is the annual fee for the United Explorer MileagePlus?

Compare to Other Cards

United℠ Explorer Card United Club℠ Infinite Card
Apply now Apply now
Annual fee $0 intro for the first year, then $95 Annual fee $525
Regular APR 16.74%-23.74% Variable APR Regular APR 16.74%-23.74% Variable APR
Intro APR N/A Intro APR N/A

What is the credit limit on United Explorer card?

The starting credit limit for the United Explorer Card is $5,000. But if your credit score is higher than the minimum required for approval, or if you have enough income, you can receive a more generous credit limit. You may also request a credit limit increase by calling the number on the back of your card.

What is the easiest Chase card to get approved for?

Chase Freedom® Student credit card
The easiest Chase credit card to get is the Chase Freedom® Student credit card because applicants can get approved with limited credit. This means the odds of approval are good even for people who are new to credit, making the Chase Freedom® Student credit card much easier to get than other Chase credit cards.

Should I upgrade to United Explorer card?

If you’re someone who flies with United often, is looking to earn more United miles, and receive benefits like free checked bags and discounts on inflight purchases, then yes, the United Explorer card would be worth it for you.

How do I get Chase to waive annual fee?

It’s certainly worth a try to ask Chase to waive the annual fee. The Chase customer service line is 1-800-432-3117. If you use the card a lot, you may be able to get them to waive the fee for a year.

How long does it take to get approved for United Explorer card?

seven to 10 days
How long will it take to get my United℠ Explorer Card? Because conditional approval is automated on the Chase website, you’ll often get a decision immediately. In some cases, you’ll need to wait a few days to a few weeks to receive a response. If you’re approved, look for your card in the mail within seven to 10 days.

What is the minimum credit score for a Chase card?

700 or higher
You need a credit score of 700 or higher to get approved for most Chase credit cards. That means you need good credit or better to qualify for Chase credit cards. For example, the credit score requirement for both the Chase Freedom Flex℠ card and the Chase Sapphire Preferred® Card is 700+.

Does Chase give instant approval?

Chase approves most credit card applications instantly. As soon as you click submit, you should receive a decision within 60 seconds.